Investment

Investment

Investment2026-05-19T08:47:33+01:00

What You’ll Need to Start

Becoming a Monkey Puzzle franchise partner is about more than investment — it’s about building a purposeful, long-term business in early years education. We’re seeking driven individuals with the financial capacity and commitment to grow a successful nursery that makes a real difference in their community, supported by our expert team every step of the way.

When you join Monkey Puzzle, you’re stepping into a proven model that combines commercial ambition with genuine social impact. Our franchise partners come from all walks of life, but they share a common thread: a desire to create something meaningful while running a thriving business. Whether you’re transitioning from a corporate career, looking to invest in a sector with enduring demand, or passionate about giving children the best possible start in life, our partnership offers the structure, guidance, and brand strength to help you succeed.

£200,000+ Liquid Capital

Your essential investment to join the Monkey Puzzle family.

Long-Term Vision

Franchisees who are committed to nurturing children and their communities.

Passion & Business Drive

We’re seeking partners to grow a meaningful, profitable business.

Investment
Breakdown

Empowering Your Franchise Journey with Expert Financial Support

At Monkey Puzzle Day Nurseries, we understand that a solid financial foundation is crucial for the success of your childcare franchise. Our dedicated team is here to guide you through every financial aspect, ensuring clarity, confidence, and control as you embark on your business venture.

What We Offer:

  • Comprehensive Financial Forecasting: Collaborate with our experts to develop a detailed cash flow model, providing transparency on investment levels and anticipated returns.​
  • Tailored Business Planning: Receive assistance in crafting a customized business plan that aligns with your goals and the unique needs of your nursery.​
  • Ongoing Financial Management: Benefit from continuous advice and performance reviews aimed at maximizing revenue and occupancy rates.​
  • Navigating Nursery Funding: Gain guidance on understanding the nursery funding system, setting up direct debits, and implementing effective fee structures.​

Access to Preferred Lenders 

Over the past decade, we’ve established strong relationships with key lenders who have conducted extensive due diligence on Monkey Puzzle. This means our franchisees benefit from:​

  • Favourable Lending Terms: Access to higher levels of unsecured lending, bespoke interest rates, and greater loan-to-setup cost support.
  • Dedicated Support: Introduction to franchise directors of key lenders and allocation of a local relationship manager to guide you through the lending process.
  • Streamlined Application Process: Assistance in preparing and submitting financial information, leading to a swift decision in principle.
  • Comprehensive Due Diligence: Support in completing necessary checks and legal documentation to secure your funding.​

Use our interactive funding journey below to see how this fits your situation.

Your funding journey
How we help you secure finance for your Monkey Puzzle nursery
1
Meet our preferred lenders
We introduce you to franchise directors at key banks who already know Monkey Puzzle — giving you access to bespoke rates and higher lending limits.
2
Dedicated relationship manager
You're allocated a local relationship manager who guides you through the entire lending process from start to finish.
3
Prepare your financial information
We assist you in compiling and submitting all the financial information your lender needs — streamlining the process for a swift decision.
4
Choose your loan type
Based on your equity position, one of three loan routes will be right for you.
Secured
£50k+ equity
Secured loan
Available if you have a minimum of £50,000 equity. Calculated as: home value minus 30%, minus outstanding mortgage.
Unsecured
No equity
Unsecured loan
Up to £100,000 available if you do not have equity to secure against. Competitive rates through our preferred lenders.
LRS
No equity
Loan recovery scheme
Government-backed scheme for those with no equity. Fixed 6-year term, unsecured. Higher rate and repayments than standard loans.
5
Decision in principle
Our streamlined application process means you receive a swift decision in principle from the lender.
6
Due diligence & legal documentation
We support you in completing all necessary checks and legal documentation to secure your funding.
7
Funding secured
You're ready to start building your Monkey Puzzle nursery.
Favourable terms
Bespoke interest rates and higher unsecured lending
Dedicated support
Local relationship manager throughout
Streamlined process
We prepare and submit everything for you
10+ years of lender trust
Banks know and trust the MP model

Frequently asked questions

Frequently asked questions

Will I receive support to see how the project has worked in line with our cashflow?2026-04-22T10:20:04+01:00

After completion of every new nursery, our team analyse actual costs in the cashflow vs cashflow estimates to help us to make each cashflow as accurate as possible and support you in setting budgets and targets.

Why do we have a percentage split of 70%-30% with the bank loan?2026-04-22T10:19:01+01:00

Your total project is typically split 70%-30%, with 30% being the liquid capital that you would provide and 70% as a bank loan.

Can you explain what the total project costs consists of?2026-05-29T15:31:03+01:00

The total project cost typically includes the following:

  • Legal fees
  • Deposit, if applicable
  • Stamp duty (calculated via the Government calculator)
  • Loan application fee if applicable
  • Service charge if applicable
  • Building preparation costs which include structural works, decoration, garden, signage etc.
  • A property finder’s fee if applicable, which is typically 10% annual rent +VAT
  • Surveys (building, structural, drainage)
  • Architect plans
  • Fire risk assessment
  • Building regulations approval
  • Planning application costs if applicable
  • Nursery furniture, equipment, and resources
  • Opening stock such as staff uniform, nappies, wipes, food etc.
  • Office equipment such as desks, computers, printer, filing cabinets etc.
  • Year 1 building insurance, usually paid in full in the first year and then monthly from year 2
  • Marketing launch – includes leaflet drop, online advertising etc.
  • Franchise license fee
  • Training and management assistance in premises preparation are all inclusive and no additional cost to you

The above will give you a sub total. We then add in your working capital (your biggest loss) to give you a total project cost.

What is working capital?2026-04-22T10:15:04+01:00

Your working capital is the biggest loss that we expect you to make, typically in year 1. We include this figure in your total project cost so that you have the money available in the bank to cover the loss and it is shown within the financial projections as a set up cost.

Why do we need a franchise solicitor?2026-04-22T10:04:37+01:00

To represent you with additional advice when completing the Franchise Agreement, we recommend that you instruct a solicitor that is experienced in franchising and is BFA (British Franchise Association) affiliated, to ensure the agreement is fully understood and completed with ease.

Can Monkey Puzzle introduce me to banks regarding loans and guidance?2026-04-22T10:03:38+01:00

Monkey Puzzle work closely with the franchise divisions within three high-street lenders HSBC, NatWest and Barclays. We can put franchisees in contact with a dedicated member of the team at each bank for help, support, and advice.

What is the role of a nominated person?2026-04-22T10:03:00+01:00

To be the nominated person of a group, you must be one of the registered individuals (detailed on Companies House) who is chosen to represent them and the day-care with Ofsted. The nominated person will be responsible for meeting with Ofsted and conducting the registration visit prior to opening.

What do we need to do to set up a limited company?2026-04-22T10:00:58+01:00

A limited company must be set up via Companies House by the Franchisee. The formation of the limited company will outline the directors and shareholders of the business and will mirror the detail on the Franchise Agreement. Further information about company formation can be found on: www.companiesmadesimple.com/?gclid=CLn94_70070CFQoYwwodrqMANg